Best Online Social Security Benefits in India

Social security benefits are an essential aspect of any welfare state. In India, the government has various schemes in place to provide financial and social assistance to the underprivileged sections of society. With the increasing digitization of services, many of these schemes are now available online, making it easier for beneficiaries to access them. In this article, we will discuss the best online social security benefits in India.

One of the major advantages of these online social security benefits is that they eliminate the need for physical documentation and reduce the processing time. Moreover, they also help in reducing corruption and ensure that the benefits reach the intended beneficiaries.

Best Online Initiatives by Indian Government

However, despite the availability of these schemes online, many people still remain unaware of their existence or find it difficult to access them due to lack of internet connectivity or digital literacy. Hence, it is essential to create awareness campaigns and provide digital literacy training to the underprivileged sections of society to ensure that they can benefit from these schemes.

1. Pradhan Mantri Jan Dhan Yojana (PMJDY)

PMJDY is a flagship scheme of the government of India that aims to provide financial inclusion to all. It provides basic banking services to every household, including a savings account, debit card, and insurance cover. The scheme can be accessed online through the PMJDY portal, where beneficiaries can open their accounts and manage their finances.

2. Pradhan Mantri Suraksha Bima Yojana (PMSBY)

PMSBY is an accidental insurance scheme that provides a cover of Rs. 2 lakh in case of death or disability due to an accident. The scheme is available to all citizens between 18 and 70 years of age and can be availed through online portals of participating banks.

3. eShram Registration Portal

The primary purpose of the Eshram card registration is to centralize the information related to social security benefits, making it easier for Central and State Ministries to manage the delivery of these benefits. By having a centralized database, it will be possible to streamline the delivery of benefits and ensure that eligible citizens receive the support they need in a timely and efficient manner.

4. National Pension Scheme (NPS)

NPS is a voluntary pension scheme that provides a retirement corpus to subscribers. The scheme can be accessed online through the NPS portal, where subscribers can open their accounts, make contributions, and track their investments.

5. Atal Pension Yojana (APY)

APY is a pension scheme for the unorganized sector, aimed at providing a monthly pension to subscribers after the age of 60. The scheme can be availed through online portals of participating banks.

6. Pradhan Mantri Awas Yojana (PMAY)

PMAY is a housing scheme that aims to provide affordable housing to all by 2022. The scheme can be accessed online through the PMAY portal, where beneficiaries can apply for subsidies and track the status of their applications.

7. Rashtriya Swasthya Bima Yojana (RSBY)

RSBY is a health insurance scheme for the below poverty line (BPL) families. The scheme provides a cover of Rs. 30,000 per annum to beneficiaries, which can be availed in empanelled hospitals. The scheme can be accessed online through the RSBY portal.

Moreover, the government has also launched various mobile applications to provide easy access to these schemes. For instance, the PMJDY Mobile Banking App enables users to perform banking transactions like balance inquiry, funds transfer, and bill payments. Similarly, the NPS Lite app allows users to open an NPS account, make contributions, and track their investments.

Online social security benefits have made it easier for beneficiaries to access government schemes and receive financial assistance. The above-mentioned schemes are some of the best online social security benefits in India, providing financial inclusion, insurance, pensions, and housing to the underprivileged sections of society. It is important to spread awareness about these schemes to ensure that maximum people can benefit from them.