What are the Benefits of Having a Domestic Travel Insurance?
Travelling for professional purpose, or being on a family vacation – both will only widen your horizon and rejuvenate you. Exploring the country can be an overwhelming experience, even for those born and brought up in it. There is such an unimaginable diversity that travelling here can’t be all hunky-dory.
Domestic travelling in India may also have some challenges. And do you know what is best to deal with unexpected circumstances? Well, it is comprehensive domestic travel insurance. It is ideal for situations that may interrupt or cut short your trip after all the bookings are made. With travel insurance, you may get back some of your money.
However, there is a difference between a traveler and a smart traveler. It is showcased in the way you pick your domestic travel insurance. It would help you to ensure that the following benefits are offered by the international drivers association and the domestic travel insurance policy you choose:
Cover for Medical Expenses
Well, falling ill during a trip, be it a work trip or a vacation can be disastrous. It will not only spoil your trip, but you may also have to spend excessively on treating your illness. This would certainly not be a part of your plan when you travel!
But with a domestic travel insurance plan, you can get coverage for the medical expenditure. In this way, you do not have to face financial losses or pay from your pocket.
Cover for Baggage Loss
Whether you like to travel light or go-all-out with plenty of suitcases, loss of baggage can prove to be a major impediment in your journey. And while you are managing the loss of your baggage, you will also waste time and effort. In case you have further plans of catching another flight to a different destination, it might become extremely inconvenient for you.
Most domestic travel insurance plans in India cover you for loss of baggage due to theft or otherwise. It would be wise to check the domestic travel insurance policy wordings you choose and ensure that it offers this benefit.
Cover for Personal Accident
Unexpected situations can take place anytime, anywhere. There is no certainty in life. Hence, it is essential to prepare for such circumstances beforehand with domestic travel insurance.
Thus, in this manner, if you face any injuries during the trip, you will get insurance cover. Many insurance providers also cover for accidental death and disability.
Cover for Flight Delay
Due to countless reasons for a delay in your flight, your trip planning can get disturbed. You may miss a connecting flight or lose out on hotel reservations. All this may prove to be a costly affair if you do not have domestic travel insurance.
Generally, all insurance companies that provide domestic travel insurance offer cover against such risks.
Cover for Personal Liability
You cannot rule out the possibility that while you are on a trip, there can be accidental situations where you unknowingly cause damage to other people or their property. In these cases, you will be held liable to compensate them for the losses suffered. It may cost you heavily.
But with a domestic travel insurance policy, you will not have to worry. Usually, all the best plans provide cover for personal liability.
Cover for Hospitalization
Many domestic travel insurance plans provide coverage for per-day hospitalization if you get hospitalized due to an injury or accident during the trip.
In this manner, you can recover quickly without having to worry about the cost of your treatment.
These are some benefits that make having domestic travel insurance extremely beneficial. Apart from travelling in India, if you like travelling abroad for work trips or a vacation, it would be wise to have international travel insurance.
For instance, you may have to travel to Dubai for work regularly. Here, one of the Dubai travel tips would be to have all-inclusive travel insurance. If you hope to find a reputable insurance provider that will solve all your travel insurance qualms, then none better than Tata AIG. They have both domestic and overseas travel insurance plans that come with a plethora of benefits.